and decides to fight back.

Fighting the month by month battle for money will get tiring.

If this were me I would immediately drop the request for funds as you will spend more fighting this than you will ever get back from her (zero) ETA your PM should have an atty that should be able to help altho I would get my own for support on this. 

I really liked the Yardi look and feel and their account team was outstanding.

.- If no earnings- Since the conversion is of the non-deductible contribution, the prorate rule is not required-If there are earnings on the nondeductible contributions before the backdoor contribution of these amounts to a Roth IRA, then a portion of the amount distributed from the traditional IRA would be includible in gross income (as per the exclusion ratio for IRA distributions), under which the excludable portion of the IRA distributions for the year is determined by multiplying (1) the amount of the distributions by (2) the ratio of (a) nondeductible contributions, over: (b) the sum of (i) the aggregate balance of all the individual's traditional IRAs on the last day of the tax year, (ii) the sum of all IRA distributions for the year, (iii) outstanding rollovers, and (iv) amounts converted to a Roth IRA from a traditional IRA, SEP, and SIMPLE IRAs.

This  is a huge hole in the industry tenants scam but unless you are very determined to fight it with time and deep pockets I’d just let it go.  

I've had these fights before and sometimes it just takes pointing out the problem the the Tax Collector or the County Attorney to get the situation prevented in the future.

I understand the dog fight to get a home, as I look at the MLS I see ONLY 23 active listings for SFR in the most desirable community. 

Just pull-up YouTube to find scores of recent videos related to non-paying renter occupied tenants fighting w/their landlords for payment.

Landlord is relieved the fight is over, eats the loss, and finds a new renter.