@Jess AzongSo, if Title is held by the LLC and the loan is being issue to the LLC (good job in keeping it clean), the refi should issue the cash to the LLC. 

They are very worried about the subject to clause and I thought I remember the podcast mentioning insurance policies for this in case the mortgage company calls the loan due.

Bridge loans are available at 50% LTV

Last year I sold a property and used the funds to purchase a set of 3 land loans in the name of the partnership, which have been paying mostly interest and a little principal on a monthly basis.

The loan was a refinance of the first.

Quick rundown of the numbers:Purchase: $130,000  Mortgage and escrow: $1045 Total Expenses: $1195Rent: $1500Total cashflow: $305Primary issue right now is a 2 year buy back term for a DSCR loan that does have a large penalty for that first 2 years. 

These would be considered private money loans right ?

Hi Hillary,The easiest would be to go to your bank that originated your first mortgage (assuming you have a loan on your property).

My loans are all Fannie Mae.

Owner builder or building with a Contractor are questions I need answered plus any info I can get to improve my changes of getting a competitive loan.