The other will be sent to a scammer (David Owens of Owens Financial Group), who claimed to be legitimate, but was actually just pulling me along and had me wire funds for a loan that never even seemed to exist.I waited about a year to take action and I figured better now than never to act on this.

I'd guess the lender isn't going to let you off the hook if your property gets condemned, or is just badly damaged.

I have, actually spoke to a lender this morning!

Any advice would be greatly appreciated.I suggest you seek out courses that actually teach you how to safely do it.

That's super depressing if the money we spent hunting for a property that we assumed we would be able to claim as business expenses can't actually be claimed at all. 

They might sneak in some weasel words, like advertise it at a 7% cap rate and then in the OM mention that that's proforma, and actual is 6.25%, for example.

Found many of my listings in its data and the numbers were so far off what my listings actually did, that it kinda lost me as viewing it reputably.

I am focusing on the brrrr exit strategy as well but I guess I should have also mentioned that I am also interested in commercial real estate investing as well mainly apartment buildings since I can utilize forced appreciation better with increasing my NOISo I guess my question really is this...

***NOTE*** - our tenant actually damaged our front door.

OR to HI is a common theme, actually a lot of overlap of seasonal owners that go between.