I collected 100% of rents in April (like usual) on my 9 units, albeit 2 asked for a few extra days to pay.

Hi @Damian Salto, Another thing that can help you overcome people questioning you because of your age is going to extra mile to look professional/older. 

I am looking at hard money lending with approximately $10k to invest with a possible joint venture adding an extra $10k for $20k total.

On our first property we were there for the inspection and he took extra time to walk us through everything and gave us a huge amount of knowledge!

I decided to put a cage around the new one, i think it was about 500$ extra. 

extra post

DRAWBACKS - extra fees since I would be paying closing costs twice (for originally mortgage and then the refi).

And as mentioned above, the extra could be used to buy down the rate. 

Paying a bit extra to get someone with years of experience to look over your shoulder is a smart investment.

Will corporations pay extra, so that employees can afford to have the extra space or will they sell it as a benefit to the employee and gladly keep the savings from not having to provide office space?