DSCR = NOI divided by the amount due to the lender/seller.

So my efforts is to help them sell now through creative financing but have not been able to either: - Find a buyer that can bring in a great amount of cash upfront OR- get the Seller to agree to accept to divide his loans; the reno loans paid off, but the mortgage to continue to be paid for the length of it's term. 

It will do no good except to further divide a society that is on the brink of falling apart as we speak.

Now, take the number of hours you are putting into it and divide into the left over profit and see how much you make an hour vs not going that route.

Multifamily property values are determined by Net Operating Income (NOI), which gets divided by a market and asset-specific capitalization rate (cap rate) to derive value:Property Value (PV) = Net Operating Income (NOI) / Capitalization Rate (Cap Rate)If both revenues and expenses are increasing at the same rate, which is unlikely because rents generally outpace inflation, NOI will increase because operating expenses for apartment buildings are typically 50%+ lower than revenues.

I think if you look at this from a short term / long term perspective everyone would agree that:1) Both a personal house and investment property will appreciate over time, thus satisfying the need for a homeowner to consider their house an asset long term.But… along the way …2) on a monthly basis a personal house payment represents a liability (cash outflow from the homeowner’s personal pocket); whereas that house  payment for an investor is not a liability to the investor because he was not the source of funds for the payment, and the investor took in more money than the mortgage required, making an investment home a cash generating asset in the short term.You have to divide the time frame up to fully appreciate the Rich Dad Poor Dad premise. 

They will basically take your total yearly income and divide by 12 for a monthly income and work your debt to income ratio off of that.

Title holds the money and divides it based on time.   

Now the old guy that died use to farm 3 acres of it , Its going to take 3 years to sub divide it .

Before you challenge the assessment, you will need to identify recent comparable sales to get the comp value or FMV, then divide by the CLR and see if you are still higher or not in your assessed value.Work those numbers, and then decide what to do.