Here is my question:Even though I am making $441,000 a year, it would take 16+ years to pay off all my debt even if I devoted 100% of the income towards paying off the mortgage.

Is it just a fear-based scam to get people to buy his product?  

I see his account getting closed as fast as he creates it, but haven't seen anything that would suggest he's scamming or anything.

My dad has transitioned into devoting all of his time to real estate investing as well and is working on a few projects which inspired me to take action as well.Through the local REI group and the connections I was introduced to there, the BP podcast, blog posts, and ultimate guide, as well as the occasional fatherly guidance I pulled off a goal I wanted to reach before I turned 21.

However, as long as you can provide them with an IBAN or SWIFT code for your bank and the necessary routing information for your branch and account, there should be little problem.Another way which is easier and most often cheaper is to use Paypal - provided the candidate lives in a country where s/he has access to Paypal.You can also use Western Union, but it has been the centre of so many international scams over the years that it may not be viewed as trustworthy by the candidate.There are also several ForEx services on-line these days, some of which will wire money for far less than a bank.

Fortunately I have good cash flow from retrirement and the VA to be able to live comfortably and I can devote myself full time to obtaining a rental portfolio.

My attorney instructed me not to discuss the details of this process with anyone, so for months I did not really check BP as I had to devote a lot of time and energy to this project. 

Turn keys are full of scams;Buy at 12K, put 18K in it they call it being 49K at that point for financing.Then their buddy moves in, signs a lease for 700, now it's a 70K property to sell to a beginning investor.The seller helps the tenant with a few months rent, then they take off.The investor tries to rent it at 700 only to find he can't, that lesson may take 3 months, finally he get it leased for 450 and is lucky to do that.Lots of due diligence is required with turn key operators, find what they got it for, what improvements they made, who is that really on the lease, where did they come from and what is the market value based on comps not on lease amounts. ")

Has anyone experienced a scam in relation receiving a large commercial loan?

These "zero interest" offers are almost always scams from what I have found.