You want a policy with a dividend as well.

I have an air b n b in my hometown and it is quite profitable and works well.  

I read your post and everyone else's here and not one person knows how much protection you currently have in place.As someone who was accustomed to thinking (mostly) "offense only" I can unequivocally say that the best offense means nothing without good defense.Offensively, you seem to be well positioned offensively.It's hard to say what to do next because we only know how your offense is set up.What happens to you or your wife's plans if either of you lose your high paying W2?

You may find, as I have, that the first decision to stage is the hardest but when done well data supports a quicker sale and more showings. 

I don't have a very big budget so I want to make sure I make a smart purchase and I'm even open to possibly partnering up with some developers and builders and or even provide them with some heavily discounted lots as well.

Makes total sense that what you see on Zillow is well behind the actually things happening at the Council; that's the kind of intel I'm certainly looking to understand better.Any major topics occurring when it comes to development in the U of Indianapolis area?

@Britney RossI’ve been in the RE business for over four decades now.Most of that time spent in the single family brokerage and investing world.Several years ago, I made the decision to transition from SFR to multifamily.Despite decades in the industry I felt the need to educate myself about MF.I paid for an intense 2 week education program and then a 3 month mentorship.Trust me, it was worth it.During the mentorship, I acquired a 43 unit property with the help of my mentor.Fast forward 4 years later, I am in a General Partner in 1000 units worth $130M.So for me, it was money well spent.You didn’t mention where type of investing you wanted to do.If it’s MF, you are going to need partners and help.

@Tatiana Podel I just funded for my first investment through the portal as well.

A 30 min drive was kind of what I was thinking as well.

Well, I have always been a big fan of Jacksonville.