@Jonathan TwomblyWe have requested the insurance documents and also requested an insurance quote to see how we compare.

Compare different options.

6) At $3.50 a square foot, its comparable in price to a lot of the other vinyl planks on the market.

Then you should compare all the time, work and expense involved with simply purchasing a separate rental unit located at a different location.

If you want to compare the ROI for business cards vs time spent at open houses vs spending money on an Acura vs keeping the family minivan, then all i can say is you will be spending a lot of time worrying about things that won't put a dime in your pocket.  

Cash-on-Cash Return Cash-on-Cash, the popular real estate investing return, is explained including its meaning, shortcoming, and formulation...Debt Coverage Ratio (DCR) A ratio investors and lenders use to track and compare debt-related outcomes for rental property and measure financial risk...Gross Rent Multiplier (GRM) A quick and easy way to determine whether or not a property is priced in line with other similar-type properties...Internal Rate of Return (IRR) The time value computation that shows the ratio between future cash flows and initial cash investment as a percentage...Loan-to-Value (LTV) A computation related to mortgages that lenders use when financing investment property as a measurement of their financial risk...The Maximum Purchase Price Calculation A calculation investors can make to determine the maximum price they can pay for an income property to at least break-even and avoid a negative cash flow...How to Compute Net Present Value Net present value is explained along with its formulation and use in real estate investing...Profitability Index The time value computation that shows the 'proportion' of dollars returned to dollars invested rather than the amount...Rental Income Property Cash Flow A fundamental look at rental income property cash flow for those of you new to real estate investing...Sinking Fund Factor Know the amount you you must start setting aside on a regular basis now to cover a capital expenditure scheduled in the future...Tax MattersIncome Property Operating Expenses and the IRS Tax Code Learn what operating expenses should be included in a rental property analysis as well as what the tax code says about operating expense deductions...The Recapture Tax Real Estate Investors Face When They Sell The seldom expected recapture tax real estate investors expect to owe the Feds after they sell their rental income property....The Cash Flow After Tax Calculation How to calculate cash flow after tax step-by-step starting at the gross scheduled income...The Depreciation Allowance According to the IRS Tax Code How the IRS figures the depreciation allowance for investment real estate along with its concept, limitations, and formulation...Understanding Rental Property Depreciation and Recapture Tax Rental property depreciation allowance and the recapture tax associated with it are explained...AnalysisCap Rate or GRM?

As such, analyze probabilities and discount your numbers to compare apples to apples :) 

I took them to Home Depot to compare them to what they may have available (nothing), and I left them in the shopping cart - they are gone.I can't figure put what brand the stove is.  

We have been in markets that we can get great properties at a much cheaper price and better cap rate compared to the Atlanta market.

Comparing leveraged REI returns to the stock market is meaningless.