My life changed dramatically when my mindset shifted from simply being a “Go Getter” to a “Go Giver”. 6.

Unless something has changed with the FHA loans lately. 

I was meeting with them in my role as president of our HOA to discuss some changes her Mom had planned that would have been violations of our CC&Rs. 

HowdyI'm surprised the buyer's lender didn't catch this right off the bat.The contract needs to be dated on the 91st day, to meet the FHA Guidelines.Unless guidelines have recently changed this is the rule.Good Luck.

But, the property being in CA, and every County being in desperate financial straits, they are charging me $8400 in impact fees, plus $3000 for plan check (the only thing being changed is adding a wall to get the living space down to 1200 sq. ft.) 

I checked on the town code and the type of zoning it has is capable of having the dwelling changed from a single family into a dual family through a building permit process.

Social media product rules and engagement can change frequently leaving you at the mercy of the tech.

The moment I personally changed my thought process from fearing debt to using it as a means of acquiring performing assets, my entire business reaped the benefits.  

Seems odd to take a buyer walking in with $ locked and ask them to wildly change. 

Your mortgage payment does get locked in.2% inflation... you get the idea.And, finally 3% inflation.This small change alone, has a pretty significant impact on your net worth if you assume that you put your savings into the stock market and could magically earn 8% per year from that (which I feel is optimistic).Here's a chart showing the difference in net worth between the 4 scenarios.And here's a zoom in showing just month 480 at the very end.Much of the difference in the networth is from being able to save more money and invest it in the stock market (since the one property you own is the same for all 4 scenarios).