Explain that the form establishes the baseline condition of the property and the same form will be used during move out to compare the overall condition.   

There is a lot of hard work involved in building up assets and cash wealth plus also great credit that can be used to position you to be able to make investments with OPM (other people's money) i,e. banks, and other lenders like private and hard money lenders. 

Hello,Can anyone explain to me in what scenario would you use cash on cash return vs cap rate. 

The bank has come way down from asking. 

I get it... you have cash, you are banking on 10% appreciation... 

Could you please explain to me in layman's term what this means in detail and pro vs cons for me. 

After the rehab, I want to rent out the property and put conventional money on it, I assume the bank I get the new loan from would look at my debt to income ratio correct?

I also require tenants to direct deposit through payroll deduction or going to my bank and physically depositing rent...no alternatives.

I have a small local bank that I have been using for 4 years.

Listen to the @Gino Barbaro podcasts, they say go for it "Lean into" deals, but you gotta have cash to get the wheels moving with the bank, then once you have the "relationship", you can do lots of things.