I am building a brewery / restaurant in my home town.

I'm not sure I look at it as screwing the landlord unless you believe a restaurant screws the landlord the lease the building from to run their business.

Get rid of debt, build a budget, and save.

I'm looking to build a wholesaling business around SFHs here in Southern California (Riverside County, specifically), then expand in time to MFHs, possibly commercial.

I know a lot of people have been successful using a lot of debt to build their portfolio it's just not the way I do things.

There is not a bathroom in the building so unfortunately only option is a Porter Potty.

If your focus is to accommodate your mom and you can hold onto the property for a bit, I think you could definitely build equity and eventually generate cash flow from it.

I am open to other scenarios.We have access to $200k ish in equity in our primary.We will soon have access to another $100-150k for retirement/investing/IBC/etc.I would like to move into my young family into a (new build or fully renovated side by side) duplex.

Option 2: Purchase additional properties and build portfolio I know that there are some tax implications to no having the mortgage payment to consider.

I am also nervous about it not cash flowing at all but I think buying in southern California and holding long term is an almost certain strategy to build wealth.