Additionally, you may need to have discussions with your JV partner to come to a mutually agreeable solution for the long-term ownership of the property.

I feel a lot of young investors are possibly in my position.

This is a very broad question and without tons of additional info no one credible will be able to provide you a logical response.

Is there going to be a cash flow positive situation??

When you graduate, continue renting it and move on to a house hack.I am 100% against "Low or No Money Down" philosophy unless you are an advanced investor that can take the additional risk.

Adding an additional panel for the second unit can cost between $5-10k.

These are professionals with additional training and a stricter code of ethics.

You could always buy 5-6 rooms house in hayward/san leandro/union city and can have positive DSCR.

I have hired a lot of people over the years to manage my properties and I have never paid them an additional fee to re-rent the property.

In that case, the best option remain is likely to wait for appreciate to raise the property and rent in the future to provide more cash out refinance options or simply find other ways to come up with additional down payments.