After conversations with multiple regional/portfolio banks ( here in North Texas ) who offer the typical 20 year @ 5% notes, they WILL NOT do a refi based on "market rates" less than 24 months after initial purchase.

I am a new member to BiggerPockets and would love to connect with people from the Philadelphia region.

@Aengus McMillinYou have 2 realistic options if you want to househack while cashflowing in Seattle1) Go to an outlying region and deal with a commute to find lower prices 2) Hustle your *** off to find off-market deals.Or combine both in an outlying area to increase your chance of success.

There is TONS of cash out there and I mean TONS  as in Wheel barrels ... to me its all regional.. as in regional jobs..

More details here: New InvestorsI'm sure you would benefit greatly from attending.I'm in the Triangle region too, so feel free to connect.

During a month when housing inventory should reach its lowest point of the year, housing inventory across the Central Texas region is at its highest point since fall 2012.”Home sales in the City of Austin dipped:In July 2017, single-family home sales volume in the Austin-Round Rock MSA increased 2.8 percent year-over-year to 2,892 home sales, while home sales within the city of Austin declined 2.5 percent year-over-year to 832 home sales.

Wholesaler in the Philadelphia region!

Details3 phase development in Canby Oregon... one chunk will go to neighboring adult care facility to build 80 units.. another phase will go to bigger regional builder and last phase to Lennar.. 

Are there any investors in the south Florida region that can provide some information regarding how the process should be done?

I've been told that it is advantageous to start banking with a local or regional bank in order to leverage that relationship for better rates or terms on loans, etc.