When the transfer is taking place between the children or spouse of the borrower5.

Six years seems like a long time, but if there are 5 or 6 children, they may only see each other once every year or two, and may have not made any decision yet.

I can't speak for the Indianapolis market, but Columbus is supported by huge additions to the business sector like Intel, Google, Amazon, Nationwide Childrens Hospital and more!

Thus, any appreciation on the assets from the death of the first spouse to the death of the second will be taxed to the children upon the surviving spouse’s demise.

In Columbus there are multiple areas you can look at that have proximity to major hospital networks. 43206 and 43205 (nationwide children's hospital), 43201, 43215, 43202 (Ohio State Wexner Medical Center 4th largest in the state of Ohio), 43214, 43220 (Riverside Methodist Hospital and 2nd largest in Ohio) are just to name a few. southern Ohio won't have close proximity and Detroit I wouldn't argue is a medical hub.

It’s sad because millions of people have a desire to “better themselves”,  have worthy goals of financial independence, freedom to spend more time with family, and provide better for their children.  

Its very hot, very humid, and there are bugs that will cart off dogs and small children.

So a little bio: I'm 28 years old, 3 children, full time nursing student, and love real estate.

If this is true, then a rich guy who marries a trophy wife need not worry about her impact on their children!

If you have someone (spouse and children) who depend on you financially - then you need life insurance.