@Joyce Kim, have you considered your options under SB9?

For a unique deal like this, you may want to run it through several brokers to see if they have any options for you. 

These are NOT your friends who happen to be realtors that sell houses part time, and it's not a quick Zillow search for "best realtor in my area", these agents need to be ones that work extensively with investors of a wide variety. 

@Abe B.Baseline is a great option.

After looking into their website it sounds like a great option for true passive real estate investing.Here are some key take away from their brochure...- No lockup period- Monthly distributions with no fees- 14 years in the business- Over 2,000 loans originated- Stringent lending process with solid approval guidelines- Promises an 8% hands free return- Combines private cash and IRA investors into a pool for loans- Funds are used by real estate investors to buy and rehab distressed properties which are insured and liens have appropriate title insuranceThey have 300+ inventors, closed 2,000+ loans, $550m+, and 0 loser since 2008 when they opened.

While the property itself shows positive signs, such as being valued above the purchase price and fitting the 1% rule, it's essential to reassess the deal considering the increased costs, delays, and loan limitations.Explore loan options with traditional lenders in Pittsburgh.

I will definitely be looking at good options and seeing if I can do this.

I talk with many CA investors that are just ready to leave with the equity and move to a more landlord friendly state like Nevada.Talk to a CPA and a QI about options for the exchange. 

Another option if this is strictly for investment purposes, you could try to go DSCR. we have one lender that will allow for 1-4 units (inv. prop solely) who will go as low as 620 fico, but your LTV may be limited to, say, 70%. qualifying would be based on the rents received, not off your $100k income. there are options out there, keep working at it and get a 2nd opinion even on a full-doc loan. hope this was helpful to some degree!

A waste of time and energy - I have zero interest in competing with the Amazon of vacation rental search sites.Now I will state this:  If Airbnb was my only option, I would probably just close shop and focus on my other ventures.