After doing some research on the ‘director,’ Kory, he’s actually just a freelance/self-employed salesman based in Utah… I should have sniffed it out earlier in the process than I did because even in the 1stinterview, some of the early questions from the screener included how much money I make, how much I have in my bank accounts, my credit score, how much credit card debt I have, and what my credit card limits are…I was then asked if I was willing to ‘leverage my credit’ aka max out my credit cards to be successful.

I would look into a DSCR loan option it will require 15-25% down depending on the lender but it's based off the asset and if it debt services rather than based off the individual. 

Most of the software I use for deals for myself and my clients use an algorithm that will use statistical amounts for replacement based on current costs.

@Miguel VazquezPrivate money will be extremely challenging unless its friend or family because of laws surrounding lending on a primary residenceNo hard money or other lender will touch this

It will cost approx $4000 to remove the Oak tree based on a professional estimate.

Regular 1-1.5hr long phone conference meetings with two specialists that were assigned to us (and we still keep in touch with as questions arise to this day).

Todays 30 year fixed rate mortgages are an astonishing 7.1% Based off that I am finding a lot of properties that, if at a 3.5% interest rate, would have a great 9% C on C return.

Southern California is a tough market,  however, its doable based on our experience. 

I'm a Miami based agent who works with investors, experienced or brand new! 

I am a New York based new-ish investor working to expand.