My only concern is I am asking for the 10% finance to supplement the down payment.

Until Zillow comes out and promotes the notion that they are not giving appraisals, people will continue to think that they are.

Mark - No disrespect here, but you're promoting deals of BULK REO property transactions in the tens to hundreds of millions of dollars and you don't know what a 1031 exchange is?

Jack Bosch is yet another guru doing the piggyback trick, where he gets other gurus to interview him--and vice versa--to mutually promote their products.

There are VERY well known review sites that rip apart other "gurus/experts" and then promote their own experts.

The other two are promoters consistent with what you said. 

I meant that to mean 5k/month that I would use to supplement my income that is after expenses and budgeted items. 

@Douglas GratzData sources such as the American Community Survey, also known as the annual Census, can help you judge a location by considering key market indicators, which I list below.Some of the metrics that I find valuable to understand are:- Population Total- Population Age- Home Values- Household Incomes- Rental Vacancy Rate- Homeowner Vacancy Rate- Poverty Rate- Educational Attainment Rate (High School/GED & Bachelors)- Number of Housing Unit- Rent to Income Ratio- Rent to Price Ratio- Population on SNAPS (supplemental nutrition assistance program) percentage- Property Tax Rate- Median Age of Buildings- Number of Structures by Units (SFR, Duplex, Triplex, Quadplex, etc...)- Median Rents by Number of Bedrooms- Unemployment Rate- Employment Sectors Percentages- Number of Building Permits Issued- Foreclosure Rate- School Ratings- Crime StatisticsAlso take into consideration the direction in which each of these market indicators are trending.

I am interested in RE investing as a means to supplement my retirement income and build a financial legacy for my family.  

The reality is that with only one unit rented, you are going to be supplementing the cost on this quad more than just the value of the rent in the unit you are occupying.