I get out on my motorcycle often, explore the woods, mountains, ocean and love to snowboard, mt. bike, and race go karts.Any direction down the right path would be appreciated and I hope to be able to share what I am learning along the way and pay it forward. 

@Mike Wood They're for 30yr mortgages but I'm not sure I will want to refinance at all to remove the PMI I had hopes it would just fall off after I hit 80% LTV

In my neck of the woods (Richmond county Georgia) one has to have an applicant with a voucher interested in the place first before the initial inspection will be scheduled.

I may take a lower cash flow in a great area (which my home market is not a hugely appreciating area) but I won't let sales comps push me out of solid cash flow.  

The house is located in a very rural area and sits back in the woods.

Its a ZERO guru networking event with solid speakers.

Love to see someone close to my neck of the woods. 

This motivated seller wanted to sell their 1940's wood frame house that needed EVERYTHING!

You need to have a solid relationship with the bank and educate the seller by letting him know that it does not affect the deal for him at all.  

I've done more analysis and the numbers actually look solid if I rented both units, and even when I don't I'm saving enough a month and building wealth.