If you have a $100,000 loan at 3.75% and that goes up to 5.25% but your able to get another 50-100k out the additional cost on your current loan is only $1500 per year which is a small price to pay to go create some other opportunity that over the life of that second investment can yield you $50,000-$150,000.My biz partner told me years back, "Don't step over quarters to pick up pennies", which to me most of the time translates to calculate the money you are not making by taking that next step vs the money you are trying to save.

Much better to refinance with a safe equity cushion and save up for the next investment property.

They aren't for everyone and I AM NOT signing up for their educational system, which looks incredibly valuable, I just want to save the money I have for closing costs and any down payment I might have.  

I've been able to save up about $10k and I'm looking to get a game plan going forward in my real estate investing career. 

If you're 2 years from retirement, you need the least risky thing possible, which would just be paying down that primary residence. 25 years from retirement, you've got some time and can take some risk, since any bumps in the road will smooth out over the long term.

I am in the same boat where I want to move faster acquiring properties and don't want to spend months saving the money anymore.

In the meantime, I’m saving income as best I can and doing the best I can to prepare myself for the parts of my plan that I know aren’t going to change.

If you buy it right, you’ll live there (in half of the duplex) for free.Now you have 3 units, are living for free, and are able to save hard (and fast) for the next one. 

I’ve attended a few webinars about investing in multi family homes, and like the prospect of steady monthly income, but I am also able to provide financing myself though years of savings and the settlement result.

To get straight to the point, I'm currently living with my in-laws (not totally for free) & saving for a house with my fiance.