I'd figure at least $5k, just to be safe.Unless you've got private money (who has an incredible amount of trust in you), you're never going to get a 0%-down loan on an investment property.

Healthy portfolio, good paying job and have travelled extensively. 

Without going to private money, the 2-4 plex is in my price range at the moment.

At least 2,600 victims invested their retirement savings, totaling about $400 million.Shapiro siphoned off $35 million for his own benefit, according to prosecutors, spending $3.1 million for chartering private planes and travel, $6.7 million on a home, $2.6 million on home improvements, $1.8 million on personal income taxes, $1.4 million for his ex-wife, and more than $672,000 on luxury automobiles.Roseman received $2.5 million for himself and Acevedo received $1.1 million, prosecutors said.The Securities and Exchange Commission’s previous enforcement action in 2017 was settled in January for a total of $1 billion in penalties and disgorgement of ill-gotten gains, the agency said.

I've worked in the venture capital and private equity world as well getting a close up view of numerous businesses as the grow. 

So long as your accessing your unit didn't interfere with the renters private use of their space, you could likely cashflow in that manner.

Have either of you had any success with local banks or a local private lender?

If you pull too many 'AMPS' you will do 1 of 2 things- trip a breaker or fuse, or start a fire.You see this when people use an extension cord and run space heaters off the cord, the cord can get so hot it starts a fire.

Chances are, however, that tenants will only agree to it if it benefits them (reduction in rent, extension of the lease term at the same rent, etc.).

@Angela Winbush you dont need private lenders to finance properties within an LLC, you just need a commercial loan.