He was a nice person in a bad position, but still, I didn't owe him anything. 

I just don't forecast renting it all. it's personal living space for family & friends. 

Commonly, these proceeds are used for further real estate investment or costs related to the borrower’s real estate business and strictly can‘t be used for personal uses, such as paying off personal credit cards or any nonbusiness expense.DSCR loans are “primarily based on the property,” meaning that the lender evaluates and qualifies the deal mostly but not completely based on the property’s investment potential.

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

However, Tampa+Orlando are projected to lead the state in appreciation over the next decade so that's why I personally chose to put all my focus and even moved across country to invest in the Tampa Bay market. 

Personally, I'd charge an early termination fee and find a new renter. 

Is it better to create a new EIN or is it better to create a TIN or just use my personal SSN?

That's how it'll work out.For your personal situation, my personal opinion if you and your wife are trying to start up quit getting cute with investing and go buy a really good SFH is a good neighborhood and cherish family formation.

So you decide if you want to put it in the LLC or your own name.If you do it in your own name, and live there, you will be able to take a personal residence loan and qualify for loan programs that only require say 5% down + closing costs.

I've done a lot of searching, but havn't found anyone with a situation quite this niche.I am a 100% commission sales person for a new home builder.