CONTEXT-(30k in credit card debt, split between 4 cards, mostly in charged off status)(one vehicle loan that was charged off, is now caught up to current, not paid off, 50k original loan amount)(some card companies are contacting me trying to make a deal, so likely only have to pay 20k of debt off.

Rely upon your own attorney's advice, and not personal opinions from others.  

I really like the equation, though, because it does encourage/provide the idea that house hacking can truly increase your personal net worth and be a better option than for example  (having a relatively higher income in town A but you rent versus lower income in town B but you house hack -- the NWROI may tell you house hack in town B!

I gave them notice 3 months ago that I will no longer be renting to them, and they paid very late each month except for this last month.

Ill be looking for home equity loan, over a property I completely own (paid cash) . 

Nothing revelatory here - personal finance is personal.

I may bring an eviction case in the future if the Applicant fails to pay future rent due after the funds of this award have been exhausted or if the award amounts do not cover all amounts due.I understand that These funds are to be used only for expenses that are not paid by other sources of financial assistance.

I have heard good things about KBKG and they have an online tool for cost basis of 600k and under https://www.kbkg.com/residential-costsegregator I personally used CSSI and they were awesome https://costsegregationservices.com/ but don't offer DIY.Hope that helps!

My goal is for this house to be paid for over the long term, refinance to pull money out, and do it again in another nearby, yet different market (BRRR).

Driving traffic to your direct booking site, if you have one, can definitely be a challenge but I personally believe it's becoming more important all the time, particularly for STR.