As for insurance, I don't know what anyone can complain about other than having to pay anything at all. $3kyr to get near half a million in coverage seems a rather fair number to me.   

Any professional (Architect or Engineer) will already know what is required based on their experience in that space.

I'm not looking to JV, and I know services like Investorlift are great, but that's not in the budget at the moment.

Trying to find without calling first but will probably call county office to confirm but does anyone know what are the smoke detector and carbon monoxide detector requirements for a home built in the late 70s in all island of Hawaii.

Now of course we don't know what any given year will hold, because the market can be influenced by a lot of things.

A HELOC can work for this, but keep in mind it has a variable rate, so it isn't the best product for keeping a balance long term. 

Yes, especially on your first deal.Please keep in mind that if you choose to go unrepresented, the agent you are speaking with represents the SELLER and has a fiduciary responsibility to get them the highest price and best terms. 

I know this is generic and theoretical situation, but I'm trying to decide if I'm even close to enough to consider it a future option.

Let me know if you would like me to introduce you to who I use.

I sent you a PM, let me know if you would like to connect live.