So I am considering local down payment assistance programs that might let me contribute a minimum to down payment and keep the other lump sum for repairs and extra mortgage payments.

You will need to get a TB that is willing to buy it at probably around $113K to keep the seller form having to bring meaningful amounts of money to closing.  

I look to continue to acquire oil well working interests but also build a portfolio of rental property (both residential and CRE) and look forward to learning from and contributing to the Bigger Pockets community.

Sounds like a great background and lots to contribute, I'm looking forward to following your posts! 

All I had to contribute was the 3.5% of 183k.Mine happens to a buy and hold, which I use as my primary residence but I don't contribute to my mortgage.

One of the things that contributes to rental price inaccuracies on sites like zillow is that they use asking rents in getting to their number, rather than actual rents that are on a signed lease.

If I leave it in there, I cannot make contributions.

First of all, I want to thank everyone for their contributions to this site.

I'm starting to call it la's 18hour city because of the influx of cool and interesting foods and entertainment options that seems to be contributing to the desirability of the area in whole.

For those who insist on using the forums and only taking away and not contributing, I doubt you'll find much long-term satisfaction here or anywhere else.