The best answer will always be from an insurance agency. 

I would continue to explore different sources of debt, whether that's the agency route, other BBS options, or credit unions as @Chris Purcell mentioned.Mind sharing some more detail about your property? 

This means you must choose an appropriate securities exemption, which will determine the required financial qualifications of investors and required disclosure documents; and if some of the investors are from outside Florida, securities notice filings with the SEC and their state's securities agencies will likely be required.It's best to seek advice from a syndication attorney prior to engaging in these types of investments.

I know a few Landlords that report monthly payments to a credit reporting agency but it is complicated and time-consuming.

Sometimes the loan company will write a letter on your behalf to the credit agencies explaining the error and that can help clean up your record.

Securities and Exchange Commission (SEC) is an independent, federal government agency responsible for protecting investors, maintaining fair and orderly functioning of securities markets, and facilitating capital formation.* Analyze software — Resman* Gary Vaynerchuk* What separates people?

You, and your agency/brokerage is out to make a profit. 

I definitely value agents;  I'm friends with many from my days working for a RE Agency. 

Then take it to a community or agency and refi.Terms can be: 2+ points, 10%, 65% LTV.Works well for short term money, but be careful so you can refi outGino

-Contacting a collection agency (NC) i called several in the acainternational.org and none of them take just one account.