(I would not take a verbal “extension” to court to begin with, but especially with that clause in the written contract.)IMO (if your written contract supports the above,) you may reasonably be able to claim up to a month (unless you get a replacement tenant sooner than that - than the actual prorated loss) in court.

Mitigate losses by minimizing cash invested up front.

@Neil Haven a four unit property will qualify for many commercial programs, which may be the way to go.With a commercial policy, you may have more flexibility with choosing the building limit and can pick and choose which coverage's you want.I would suggest calling a local Independent agent. 

We are just wondering, again since this the 2nd time that someone limited the time to 3 hours, if it was just the inspector we want to use and our own expectations that are in the way.

But would obviously need a partner because I know my limits.

I also knew that his work was limited because most side roads were posted (heavy vehicles not permitted due to frost heaves, etc.).

Currently living in New Orleans as an engineer, but don't see myself here long term as there are limited opportunities here in my industry. 

And I am ok with her “limitations.”

Sorry to hear about your loss.

Will depend on several factors like the type of property, type of tenants, your risk tolerance, other assets you own, your estate planning, laws where the property is located, etc.Any lawsuits would be limited to the assets of the LLC and not your personal assets (assuming you run the LLC appropriately and the corporate veil is not pierced).