I’d like to avoid any interest bearing loans.

( time for me to get a bank loan?)

Are there any hard money lenders that will loan with no experience?

Working on hard money loans to investors now but Is there a workaround for Dodd-Frank to sell and finance to an individual?

When you add all this up depending on the size of the loan that can be the $20k right there.

Gap funding usually requires collateral and or pledging of other unrelated assets. i don't like leveraging those items and are typically a oxymoron because if you have those assets and dont have cash you essentially get into a leverage position you dont need to be in.having a asset that can be pledged for a gap loan without cash to me is kind of an oxymoron in itself just my opinion. 

They have all of my loans and do a great job.

I've read about renovation loans, like the FHA 203(k), but haven't found lenders that offer it. 

Hey @Daniel Loane!

I plan on still acting as the tenant for now; could a DSCR loan work in this situation, or does anyone have any recommendations.