Your last bit there is helping me to solidify my thoughts.

Professionals with decades of experience and very impressive track records do all the heavy lifting for you.

Write it up as a personal letter.When you do all that, then contact a local RE Agent to give you a list of all the houses in that neighborhood that have sold in the last 5 years with all cash.

Last time the fed "raised rates," which was December 2015, what happened was this...Wall St lost their minds and went bonkers for two weeks, during which there was some good refinance day-trading to be had if that's your cup of tea. 

I closed on my first home last year in November, it's a tri-story town home in Eastlake, CA.

I went to the Harris County Auction last month.

Landlords want to see a applicants rental history for the last 3 years.

Jeff Beard Could you please explain your last paragraph?

Professionals with decades of experience and very impressive track records do all the heavy lifting for you.

My name is dsStarted RE investing last year.