Real estate isn't like a lot of industries that are adopting tech infrastructures, it's still fragmented and about 60 years behind... which is why information & connections go a long way :) 

‘The first question is can I obtain 75% institutional financing if as sponsor syndicator I have none of my own money invested?    

Questions:Does this change your confidence in holding cash at one institution over the FDIC limit?

“Usury statutes” limiting collection to 10% APR apply to financial lending institutions not retailers or a “retail business”.

So first thing I learn is the town I am building in had adopted county wide zoning.

For Buy & Holds, we've then refinanced via traditional lending institution once the property is stabilized - which is often quite quickly once rented and forced ARV appreciation. 

You must also remember that, as an investor, you are competing with large financial institutions that have more resources, including greater and faster access to information.Bear in mind you are potentially your own worst enemy.

I think the banks have gotten used to institutional cash buyers paying ridiculous prices without the need for an appraisal, and once again reality becomes a tv series....

The lending institution will most likely quote 70% to 75% LTV.

In commercial, institutional players don't touch deals sub $20M due to the lack of scale and unfavorable financing (many banks, debt funds and lifeCos won't lend on small deals, or would offer bad terms and full recourse loans).