Their life will not improve.

Definitely use that to your advantage, and to constantly improve your business.

How Do I Get Pre-Approved For Loans With Just Great/Good Knowledge, Some Home Improvement Skills, A Fix and Flip Team Ready To Deploy, Great Planning and Lucrative Profitable Deal Appraisal Skills? 

As a newbie to RE it really gives me confidence. 

That's why we'll continue to support and improve both at BiggerPockets - because for different people and situations, the mobile app is preferable, whereas for others, the mobile web site might fit into their workflow better.

I can't pay the mortgage till I can find a buyer, nor have the confidence to get a hard money loan or wholesale it. 

Improved education and a taste of success seem to be the keys to spark interest in many of the stories I've heard.

Hi @Frank Gallinelli,I really appreciate that write-up and it gave me good confidence that I'm on the right track now with my own DCF analysis. 

Neighborhood median home values will never increase if no one improves them, no one takes on the risk to improve them because they don't anticipate the ability to get a high appraisal to sell, refinance etc.

If you have good credit and a solid source of income, getting an LLC loan  will probably not be hard-assuming the bank is confident you know what you're doing.That being said, buy and hold would be good to do in personal name with some fannie mae money if your goal is cash flow.