I was curious why putting RV's into historic Austin is an act of "preservation".  

Central Florida, including Clermont, is a historically high appreciation market, but relatively low cash flow market. 

I understand that historically return on 401K has been better than what I would pay to secure mortgage (4.5% for the place in question).

What's more likely, interest rates will rise up to their historical average or that they will go down and these new low levels will be the new normal?

Red Sea, Cairo, and tremendous Egyptian historical sites.

@Briana MartinBeginning investors need to STOP believing all the fluff about rental investing, especially with the overheated real estate market trending to historic norms.

It is still a low rate historically.

I've historically preferred the university students as they typically come with a co-signer for add security for myself.

- Any historical restrictions?

Whether you do it through a bank, lender, hard money or private money there are items that you can't get out of.But the most important closing costs to be aware of are:Origination fee or broker fee (% of the loan amount) — Typically includes all the small fees charged by your lender or broker to set up the loanTitle insurance ($300-$2,500+) — Fees paid to check historical records and make sure the property can be legally transferred to youEscrow fees ($350-$1,000+) — Fees paid to a third-party “escrow company” that handles funds and facilitates the home saleHome appraisal ($500-$1,000+) — Fee to evaluate the home’s fair sale price or refinance valuePrepaid taxes and insurance ($1,000-$4,500+) — Generally you pay six months to a year of property taxes and homeowners insurance in advance when you closeWhen you buy a house, the closing costs typically fall between two and five percent of the sale price.