She won't be able to keep up with his spending, or gambling problem or whatever it is.  

Congrats on qualifying for a decent loan and good luck on your adventure :-)

If you were single, no kids, I would still say not enough, but the gamble might be a little easier to swing. 

If you’re rents dropped 20% you should still be in the positive long term or you’re gambling.

That's why I'd just take the $34 gamble. 

However, I honestly think it's more of a gamble than real estate is.

The fairly new entry to the value add is to add an ADU (this is likely going to be our next (ad)venture) (flipping ADU additions in San Diego is not working out well so this is only for buy n hold at this time).  

This guy is a gamble you should not take.I'm really floored that anyone here would even consider renting to this guy.  

Oh, the spare screwdrivers I bought over, they disappeared too.So here, my adventure with tenants.

I may not keep it unless I was getting enough cash flow to fund my travel adventure.)