Look up "FHA Self Sufficiency Test" Multis in Denver fail the test, unless you put a lot more down, which defeats the purpose of a low down payment house hack.I just finished a rough draft report with various house hack case studies for Denver with the new higher interest rate environment.

Do you prefer a more collaborative environment that maybe won't pressure you as hard to close a specific number of deals?

Landlord friendly state, good rent to price ratio, strong job growth, strong population growth, good environment for small and large businesses so a lot of businesses are moving to ohio.

We have an inpatient facility that we try to keep looking more like a home environment than a commercial environment.

Any of you folks from the area have any thoughts on the current investing environment?

Here are more details on DOS and transfer with QCD:A transfer most likely will trigger the Due on Sale clause (DOS) - and while in the past, in an environment of falling interest rates and prices might been a rare occurrence, like they say, past performance might not apply to future results, and with rates increasing and "aged" loans (where the bulk of the interest was already collected, since you pay most at the beginning part of the amortization schedule) the banks might be more interested in collecting on the DOS clause and redeploying the money at higher interest (especially if the valuation of property makes for an easy sale in case of foreclosure).

If your income is quite lumpy or you have a good rational for an annual payment, there is no reason the IRS is going to challenge this.For example, the owner of a fishing boat will have very lumpy payments.

I always say owning a property paid off in your own name is like playing Russian Roulette with a semi auto.Even if it somehow sped your growth it's like dangling bait fishing for a lawsuit theft.But sadly nobody around me will listen."

trying to register my unit with Baltimore city, they want me to register with Maryland department of Environment.

Now on the east coast I and mid south etc my banker at Ameris bank who is banking my FLA stuff said they have now cut their construction spec loans to 400k max and retail exit 550k max.. so to your point the high end builder doing million plus are going to have to go shopping or they are much stronger than us and can get the larger loans.. we are just a small fish as it comes to volume of building even though we are making very healthy profits.