@Anna BrownYou recently created a post about raising capital for your real estate investments.If you work with a CPA - you want to work with a professional who understands debt and equity agreements with investors and what you are responsible for doing.There are a couple of CPA's within Biggerpockets.

Easiest way to figure out what the laws are is to talk to a title company that is a law firm in that state.Its important that you understand the laws in each state when it comes to closings... 

So, If I understand correctly, is it less beneficial for RESPA-regulated lenders to offer low loan amounts due to limited earnings?

I understand that we made a mistake by not checking the covenants of the main HOA, but mainly went with the sub-HOA rules which don't mention anything around multiple properties for lease.Property A's lease expires end of this month and I have a tenant lined up to start a new lease term from 2/1 and Property B's lease expires in April and the current tenant is a long term one and would like to renew for two years.My preference to at least keep both of them through next January and potentially sell or transfer Property B to my son who is graduating in May and have a full time offer in hand. 

I understand most investors don’t partner with a GC and typically hire someone to do that.

If considering a long-term rental (LTR) scenario, establish clear legal agreements with your child and understand potential tenant rights issues.

The closest workshops are in TX so I am trying to understand how this would affect the process with a realtor or lender here in OK.Thank you for your time!

Do you even understand what  DSCR means ?

@Thomas Yourkiewicz - There is a great deal of information on BP about Toledo to help you understand its national appeal vs other cities, price, cash flow, and ease of entry are a few.My biggest lesson learned in Real Estate in general is - whatever your niche, you will do just fine provided you specialize, create an offering that meets a need in the market, and stay the course when you have hurdles.This holds true if you specialize offering housing to professionals who need high-end temporary housing while assigned to long term projects...medical facility rentals with nursing staff provided...and for every aspect of servicing the investing community (hard money, note buying, appraisals, etc) which gets you out of the landlord role altogether.One sure way to fail is to constantly shift your focus and jump between cities, neighborhoods, or investments. 

Hi Account ClosedThanks for responding, and trust me; I understand the confusion, but hopefully your questions will give us both some clarity.- We do not pay any mortgage payments.