So I started to do some number crunching, and I was thinking of using hard money loan to try and finance the deal but quickly found out as a college student making about 3-4k depending on sales on my e-commerce store that I was not going to be able to afford the monthly payments for just the interest alone.

@German E FrancoFind the pain point for the successful investor and help eliminate it.

@E BradyThanks for the response.

Assuming you are buying good cashflow positive real estate & have properly prepared tax returns (as on example, pay attention to schedule E box 2 "fair rental days" especially.... 4 months of the year is not 365 "fair rental days."), your DTI (properly calculated) should actually improve more and more, the more real estate you own.

@Lynnette E.

If I convert it back into an investment property, how do I calculate the depreciation when I start putting it back on my Schedule E?

Hi All,In this era of e-commerce, more and more people are having packages delivered to their homes. 

Your property in Denver is titled in your name I'm guessing that you report the rental activity on your personal 1040 schedule E. 

There were z e r o closing costs. 

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