JWB only allows their approved lenders.

I would encourage you to see about getting something before you separate as your ability to get a loan should be stronger now - but talking to a great lender will give you the ultimate answer you'll need about that. 

Unpopular opinion: I think this question should be answered by Financial Advisors instead of Lenders (and that's coming from me, a lender).

But short term an auto loan will only take away from your income/ability to afford a mortgage.Most lenders will allow for a credit score as low as 580 for FHA and 640 for conventional loans.

The income is great, however i’m realizing upon furthering my research that I am probably going to struggle to find a lender.

if you're using debt to do the project, your lender might also have requirements for this. i've heard horror stories of break-ins & tons of equipment stolen, flooding, fires, etc during flips.

Are you doing the TI cash or as part of a refinance/second with your lender?

Moreover, I am interested in understanding the feasibility of securing financing from lenders for such a project.I am eager to hear from experienced investors in the community regarding the pros and cons of building versus buying fourplex properties.

If so, and new insurance is added, the lenders mortgagee clause will have to be added so they will presumably become notified of the arrangement.As for your initial question about managing the property, if you are under contract you are considered the equitable owner.

Expand your network and explore social media events and make sure to connect with local lenders and brokers.