go up or that you can cash out at the 'peak' is like betting on RED OR BLACK.

We live in an area where there are black widows and other undesirable spiders, so we have a pest service come every single time someone moves out; however, if a unit is empty for a time, black widows move back in and must be exterminated before a tenant moves in, so we do an inspection of every unit before someone moves in to make sure it's ready to go.

This may limit your growth rate in the short term when the market is strong, but will save you when the market is soft.Generally engineers have sound personal finance since they have decent, steady, well paid jobs and not extravagant spending/tastes (except maybe when it comes to technology)Possible Disadvantages:You will tend to over analyze everything and want to understand every minute detail before taking any actionYou may want or expect things to be "black and white" and have trouble operating with ambiguity and in the "grey area".

Is there a risk that a reserve fund is a financial black hole?

Focus your efforts on demonic possession, orgiastic Satanic cult rituals, black magic, murder-suicide storylines.

You say a Zebra is black with white stripes.

Dropping out of High School (regardless of reason) will be a black mark against your credibility and it will be that much harder to convince these partners to work with you to grow your real estate portfolio. 3.

I was given great advice by an amazing landlord once - Tenant screening should be very black and white. 

I had a black woman fill out an application and the following day she called on the phone and started talking crap telling me something like my apartment unit was god's house and god doesn't discern color and everyone is entitled to live ion god's house.

I think when someone (like myself) stumbles on the SAFE act and how it could potentially affect a RE deal they're looking for a black or white answer.