@Matt Popilek As a very new entrant into the real estate arena, and as a current Galvestonian, I’m wondering why you’ve chosen Galveston as the place to invest for your next propertiesChad

Even if there's a small chance of getting caught, I'm not going to risk 18 months in the clink plus big fines and having my loan called plus ruining my creditworthiness just for a lower rate personally, but I'm not a gambling man. 

You hopefully won't lose much in that gamble but that is what all tax liens are, a gamble.

My personal retirement would have not been much in the long run, as I have chosen to stay home with my kids.

Dont want to gamble it and I intend to access it at 10k downs for low end properties.

Gamble you'll need to consider.

We were overdue for the reset, and while a pandemic isn't my chosen reason to kick it off, I think now that it has there's next zero zero chance of things recovering to exactly where they were at the peak within a short span of time. 

Beyond that... yeah, it's a gamble.

What can you say...people like to eat, shop and party when they get a few bucks in their pocket and, contrary to popular belief, there is much more to do in Las Vegas than gamble.  

A partnership is fine at the start, However, You will really need to call the Texas Secretary of State and verify for yourself, Do not gamble on the Info you get on the internet,  Secondly, You need to safe guard your personal assets, Meaning you need to be at least an LLC, just in case things do not work out, If you are an LLC, and you have financial problems at any point, The LLC will protect you.