Ask for permission if Broker decides to rent to their family members2.

I haven't done fiance, but I wouldn't anticipate it being an issue (provided the fiance owns the house, it doesn't work if you are living rent free with a renter), I'd just be sure to broker it to a more liberal lender.

Connect with some local brokers who do hotels and or other owners who have good management and ask who they recommend.

@Travis Walker - talk to a mortgage broker (like  @Andrew Postell - he is on this site quite a bit), and see if you can qualify for a long-term loan with your debt-to-income (DTI) ratio as it stands. 

Also, if selling a home in a community, where you do not own the land, you have to get a used mobile home broker's license, or be an agent with a broker that has this license (similar to a used car dealership license).

We have also purchased the house without a realtor and selling with a flat fee broker so I handle most the transaction calls/paperwork.

What state is this in and if you can negotiate the broker fee as borrower paid so that your rate is a bit lower.

Since you have lots of time now, spend it looking for distressed off market properties near you and making relationships with brokers.

I am probably refinancing it at the same purchase price (my broker said refinancing at market would result in a higher fee/rate) but getting an appraisal is wise none the less@Greg Gaudet the property is Aina Nalu in Lahaina

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