References - I am not referring any names in this post for the sake of privacy for the home-owners and hence the characters in this situation will be referred as -Wife - "W", Husband - "H", Brother of Wife - "B"Attorney (from wife's side) - "A"Property 1 - "P1"Property 2 - "P2"I will try to explain the situation as clearly as possible, please feel free to post below if you have further questions. 

I would probably put the sewer bill in my name, and then charge the tenant, just to avoid any lien situations. 

If it's deeded in your names individually they won't. 

I'm simply saying don't give all a bad name because of the few crooks. 

Hello Bigger Pockets community, My name is Nick, I am from Rhode Island, and I am trying to get my foot in the door of the rental property business. 

Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcastIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

My name is Nikhil Palli. 

What's up BP fam,My name is Joel, I'm a 23 year old laborer in construction from Anaheim, Ca.

He would get his first property for his portfolio, and I increase my cash flow by knocking out my biggest expense (rent).

Obviously there is a lot of factors left out of this (will bank approve, you name another etc) but just from a theoretical standpoint is what I proposed (using tenants $300K down payment as a down payment for my traditional loan) illegal or just not feasible and I've completely missed something here that more experienced people can explain to me when they are done having their chuckle.