Obviously once I get the ball rolling the cat will be out of the bag but that cannot be helped.

@Tucker Russell The beauty of the internet is that you don't necessarily need a CPA or Financial Advisor that is local to you.

Hey this is Rob The House Guy out of beautiful, but freezing Cleveland Ohio, and I decided take a trip out to Scottsdale for the Barrett Jackson auction.While here I thought I would check and see if any other real estate investors were obsessed with cars like I am and wanted to meet up for lunch while I'm in town.Sometimes it is cool just to put a face with a name that you're chatting with online about real estate and who knows, maybe we will mastermind up a way to make enough cash together in 2015 to buy a truck load of cars at the next auction, LOL.Private message me if you're around and want to meet up.

Good choice on Thailand too...it's a beautiful place.As for the strategy - I lived in Pensacola for a few years, but that was before I got interested in real estate...So I'm not too familiar with the prices.

If we ask about it sometimes the HOA will leave a bag of salt by the entries for people to put down.What are your thoughts on this?

@Dustin Thornberry what a beautiful area you live in.  

Beautiful area, college town, and a lot of old money.  

The beauty of this is by going to a 7% interest rate I would make money on the spread in interest since I am at 4%.Any ideas on how a servicer charges?

Thats the beauty of it.

I know we are on the same page, I have confidence that it is a good tool in the bag of tools.Josh, if my opinion is counter to a BP product, which hasn't happened, generally only commenting to a few slivers of something, I comment but I'd never shout it from the roof tops, if there were something really questionable I'd PM you privately.