Figured it had gone up, secondary to stocks and all paper investments yielding higher returns recently.  

I have read in the blogs that the 70% rule accounts for approximately 13% of your ARV for profit.

I do agree with @Anthony R. that you need to be sure to include enough in your budget for repairs and also Capital Expenditures (new roof, furnace, etc) I think @Ben Leybovich did a study a while back and found the average home in American needed about $250 in repairs per month if you really figure in everything that will eventually wear out (the entire home accept the foundation and framing).

In coastal CA, that will usually be well over 6 figures or multiple 6 figs.

I figured my depreciation by dividing my cost basis by 27.5 and use the same number every year.

Basically I am trying to take this 21k & figure out the best way to put it to use to make more money with another home purchase & flip, tax sale & flip, or any other method. thoughts?

I have a few things to figure out - one being the infamous "all cash vs. leveraged" debate.

However, before signing up with any coach or for any coaching program, I would encourage you to figure out which type of investor you want to be.

There are two steps involved First, what you need to do is: A) First figure out your casualty loss ( even though you received the money form the insurance, they usually pay after your deductible amount, the deductible amount could be your loss, at the least.

Made low 7 figures over the years in profits pushing various health products on Facebook Ads, Google Adwords etc. as an affiliate.