Almost $165 billion of mortgages for skyscrapers, shopping malls and hotels are due this year.While financial-market conditions “have improved considerably in recent months,†the markets for ABS and CMBS “are still impaired and seem likely to remain so for some time,†the Fed and Treasury said.The central bank said it doesn’t intend to make other types of collateral eligible for the program, indicating officials rejected adding residential mortgage-backed securities after considering such a move for several months.

YOU set in a wheelchair for a whole day and see how things for normal people dont work for chair bound people.I would think you would want these ladies as happy as possible for there remaining years,,they wont move,,,do the work.And when they pass on and it is available,,advertise as wheelchair friendly and watch the phone ring.

Meanwhile, your deductions all remain passive. 

I agree with @Douglas Vogel that underwriting should remain conservative and disciplined - beating your own projections should be the gravy.  

Until we (as a society) have effective vaccines, treatments, and some kind of immunity/immunization, those people in high risk groups will remain mostly isolated.

Now with regards to him not finishing the job and/or correction of unfinished work, get someone to give you a price to finish/correct the remaining work, and deduct it to his contract.

While the loans may not technically show on personal credit anymore, if in the process of going through underwriting for a new conventional loan in the future for a new purchase the properties are found on tax returns, then the DSCR loan effectively really didn’t improve the remaining loan slot situation.  

Additionally this would trigger a reassessment of the remaining person’s income to see if they could handle the rent.  

If you have $700k-800k in cash, I would get a place to live with a mortgage and then use the remaining funds as down payment for lower price point rental properties.

I'll subtract the maturity date and next due, but then check it by calculating the remaining payments using the P&I, interest rate and UPB.