You certainly have to understand the rules of an SDIRA and then play by them.

How do you calculate the 1% in the One-Percent Rule?

@Bess Carter  Definitely bring a GC, $50-$100 for a quote should do it. some may do it for free.

I realized that life is short and I want to be able to spend as much time as I can outside of a 9-5 and traveling alone 50% of the month. 

@Reid ShafenbergTo learn about the IRA distribution rules, see the following. https://www.irs.gov/retirement-plans/retirement-pl...

Here is some info about both of the options:HELOC:$32,000 Viariable int. rate 4.5-18%10 year withdrawl periodPayment from $50 to potentially $550 at the highest int rateRefinance:$54,000 Fixed interest 4.5-5%Payment $330 difference $2000-3000 closing costsAny input would be appriciated TIA!

Columbus inspectors are always looking for people to fine The payment terms aren't very good, i'd work with them to avoid paying 50% up front.

In all honesty in the 5 hours they spent with me driving around and looking at comps, they learned more about investing here in San Antonio than probably 50% of the agents who have lived here their whole life.Taking the time to fly out is not only for yourself seeing things, but should also be a time to meet with agents, wholesalers and other investors in that market.

Some of the larger expenses-Interior/Exterior Paint, Storm shutters for a few of the front large windows, added additional cabinets to one unit,  New refrigerator from Dent/Scratch store after old one died,  Laundry units that tenant pays +$50/mo for etc. 

I think it was something crazy like $50 per butt.