This question is a little too general to answer with one loan option.Alot of it depends on how you get the property, if from auction or wholesale they generally want cash, so you will go hard money or private funds, and then do the refi.Different loan options for different strategies, if your going to live in it, that 's the easiest and cheapest financing.I'd suggest describing how your going to be buying a house and then ask out how to get that house.

Hello BP wholesaling friends,My name is Daniel Haynes, and I am excited to meet you all! I am an Atlanta area (Gwinnett County) family-man and college teacher who wishes to take more control of my financial independen...

House hacking is a great idea and there are some decent places that I would consider finding a 2 or 3 bedroom on the island. also consider looking out in Jersey, PA or the Hudson Valley.

Houses on this price ranges are super hard to find even with wholesalers.

Just check here in Bigger Pockets and Google search terms like "getting started in real estate investing" and "wholesale real estate courses".Do not allow analysis paralysis to rob you of your success in real estate investing you can do it!

And lastly , Maybe consider partnering up with local wholesalers and consider 18% return before rehab( and yes those can still be found) , and find a hard money lender that might lend you 80% and 100% Rehab, . 1 year lend and then refinance and get Regular loan , I know you might have to pay the Interest and might take a cut, but is the name of the game, and luckily you might get to 10 to 12%.. 

I'm interested in meeting/referrals for Investor Friendly Realtors, Property Managers, Wholesalers, Contractors, and Lenders.Thanks so much!

A wholesaler will want the property as under valued as possible so they can flip it to another person/investor.  

I'm a wholesaler in Indianapolis and run some digital marketing and mailers.

I feel as if this is the only issue holding me back from beginning my career as a wholesale agent.