Due to the 15 year note we have on the property, we are currently suffering a loss from the amount of repairs that have made.

In a deal like this one, where you are barely breaking even and always going to nervous about taking a loss when those unaccounted for expenses come round, the relative purchase price is much more important.  

Potential losses in misappropriated rent can be between $24000-$30000 per year.

Tenants who don't pay and tenants who tear up an apartment, will cause you headaches beyond belief, not to mention a huge loss financially.

Now, I’m at a point where I almost accept the $7,000 - $9,000 loss.  

After that continue building your team but a good PM is worth their weight in gold.

My normal weight was about 180. 

This will more likely create a loss or mostly eat your rental income.  

Second, to cover the loss they incurred regarding their personal belongings (Personal Property) and third, the cost of temporary housing (Additional Living Expenses).Landlord's Insurance - Your insurance agent will sort out who is culpable and claim against the tenant's renters insurance policy if that is an option.

Could it be from the shower itself combined with the weight of the person?