I like the idea of working from home but let's be real, any new agent needs the hands on mentorship experience to fully understand and perform their best!

If you decide to tell them no.You could choose to tell them no in a way a Social Justice Warrior would understand. 

@Christopher Mooney sometimes people ask about HELOCs to understand the differences between them and other loan products, like a standard "cash out" loan.  

For anyone who has gone to a game in Detroit in the last few years would easily understand how this reality was only a matter of time.

But if you die the real estate gets a step up in basis and you wouldn’t owe the previous taxes as I understand it.Randy

I don’t understand why landlords want to use these simple money transfer apps when there are numerous free to use apps specifically intended and designed for rent collection.

Plus you're understanding of underwriting will be way better than looking for a copy+paste solution.

Can someone check my thinking/understanding of seller-financed tax implications? 

It would help you to understand some of the options by taking a look at  https://www.biggerpockets.com/forums/311/topics/1141313-subject-to-why-you-need-money-to-buy-using-subject-to-subto-safely-legally 

Here's a closer look at some key aspects to consider when understanding property management fees.What is the Average Property Management Fee for Rental Properties?