One guy left his nail gun in the alley and it walked off, but I've seen that happen in A-B neighborhoods too.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

We have found houses the traditional way - through the Multi Listing Service (MLS), through foreclosure auctions, off of craigslist (that really weren't scams!)

James, I agree with Roberto, off market properties are going to be much easier to work with.

. - As a realtor and investor in the Destin area, I recommend cultivating as many relationships as you can, especially for off-season renters. 

You must generally file Form 3115, Application for Change in Accounting Method, to request a change in your method of accounting for depreciation.The following are examples of a change in method of accounting for depreciation.A change from an impermissible method of determining depreciation for depreciable property if the impermissible method was used in two or more consecutively filed tax returns.A change in the treatment of an asset from nondepreciable to depreciable or vice versa.A change in the depreciation method, period of recovery, or convention of a depreciable asset.A change from not claiming to claiming the special depreciation allowance if you did not make the election to not claim any special allowance.A change from claiming a 50% special depreciation allowance to claiming a 100% special depreciation allowance for qualified property acquired and placed in service by you after September 27, 2017 (if you did not make the election under section 168(k)(10) to claim a 50% special depreciation allowance).Changes in depreciation that are not a change in method of accounting (and may only be made on an amended return) include the following.An adjustment in the useful life of a depreciable asset for which depreciation is determined under section 167.A change in use of an asset in the hands of the same taxpayer.Making a late depreciation election or revoking a timely valid depreciation election (including the election not to deduct the special depreciation allowance).

I was completely caught off guard by the response from the DOT about consulting with them sooner. 

They would be better off hiring someone who has a sales background and relationships to bring in money.

roughly a $40k investment i was hoping to kick down the road.

Another thing that can reach out and bite you in the butt is special assessments.