(I wouldn't risk it and think "will they even know") Also, if you already have a primary home, this could throw up some red flags and a lender will probably tell you that they cannot do this because of these factors.

If it were an issue, then that would be a huge red flag and we'd drop that loan from the trade.I would not buy a loan that could not qualify to get a lender's policy after the fact and you'd have a hard time finding someone willing to buy it from you.

Hello @Matthew Gibson, I just took a look at the mentioned property and a few things struck me as possible red flags:1) It's listed for $449K and seller has agreed on $456K with you.2) It was last sold in 2017 for $180K.

Those sync to your preferred calendar.Calendar can push reminders to both desktop and mobile apps.Home screen shows number of things to do, both due today and overdue (highlighted in red).Free-form "notes" field with the ability to pin a note to the top of the screen. 

If you can't even get them on the phone to answer some basic questions, that is an immediate red flag.

Are there any red flags I should look for also?

@Jesse Webb You took the red pill!

Jared,You mentioned that an application fee and not doing an appraisal are some red flags when looking at HMLs.

I hear some areas of NJ routinely transfer properties with UST's, but normally it my area its a red flag.

Nothing like driving through someone’s yard and finding out there was a peace of rebarb sticking out of the ground.. buy a handful, and drive them into the ground till they are 5 inches sticking out, paint them a nice red if wanted..