Anyone know of a creative way to get around the 80% minimum equity refinance rule in Texas for a primary residence.

Per the May 2006 Appraisal *** Included: 840 Acres Development Ground- NO Zoning Restrictions!

My lender just informed me that the rules regarding rental income had recently changed, and unless I have a 'rental history', I would not be allowed to show the rental income as additional income.Anybody else heard of this?

My personal opinion is that this rule applies to shingles, siding, decks etc etc etc.

Don't you mean 14.99% with a 20K liquidity rule?

Do they usually have any weird rules in general and in particular against having roommates?

If you're working with a rehab, general rule of thumb is that you don't want to have purchased the property and fixed it up for more than 65% of its ARV.

That would be like having used car dealers make there own rules when it comes to inspecting cars that they sell.

* Before you sign the lease, obtain a copy of any rules & regulations

Solicitations are not acceptable, except in the classifieds area, and there are rules for posting there.Just create a sig with a link to your site, and get involved.